Terms of Service
Effective Date: January 12, 2026
01. Acceptance of Terms
By accessing and using fnci.in, you agree to be bound by these Terms of Service. If you do not agree to these terms, please refrain from using our website. Our service is intended for users who are at least 18 years of age.
02. No Financial Advice Disclaimer
The information provided on fnci.in is for general informational purposes only. We are not financial advisors, and the content on this site does not constitute financial, investment, or legal advice.
Always verify terms directly with the banking institution before applying for any credit product.
03. Affiliate Links & External Sites
fnci.in operates as an affiliate marketing platform. We provide links to third-party financial institutions via vCommission.
- We are not responsible for the approval, rejection, or terms of any credit card application.
- Any transaction or agreement made with a bank occurs entirely outside of fnci.in.
- We do not guarantee that the offers displayed are the absolute lowest rates available in the market.
04. Content Accuracy
While we strive to keep credit card offers updated for 2026, bank policies and interest rates change frequently. We do not warrant that the descriptions, rewards, or fee structures are error-free or current at the exact moment of your visit.
05. Limitation of Liability
To the maximum extent permitted by law, fnci.in shall not be liable for any financial loss, credit score changes, or damages arising from your use of the information provided on this site or your application for financial products through our affiliate links.
06. Contact & Governing Law
These terms are governed by the laws of India. Any disputes shall be subject to the exclusive jurisdiction of the courts in your registered business location.
Legal Inquiries
For legal or compliance questions, please reach out to info@fnci.in.