Cookie Policy
Effective Date: January 12, 2026
1. What are Cookies?
Cookies are small text files placed on your device to store data that can be recalled by a web server in the domain that placed the cookie. At fnci.in, we use cookies to ensure our credit card comparison tools function correctly and to track affiliate referrals.
2. Affiliate Tracking (vCommission)
As a financial affiliate platform, we use specialized "Affiliate Cookies." When you click an "Apply Now" button for a credit card, a cookie is stored for a specific duration (usually 30-90 days).
3. Types of Cookies We Use
| Category | Description |
|---|---|
| Essential | Required for the site to load and for basic security via Firebase. |
| Analytics | Helps us understand which credit cards are most popular in 2026. |
| Marketing | Used by vCommission and Banking Partners to track successful applications. |
4. Managing Your Cookies
Most web browsers automatically accept cookies but allow you to modify your settings to decline them. Note that disabling cookies may break the "Apply" links for certain credit card offers, as the banks will be unable to verify the referral source.
5. Updates to this Policy
We may update this Cookie Policy to reflect changes in 2026 tracking technologies or banking regulations. We encourage you to periodically review this page.
Questions about our tracking technology?
Contact our Privacy Officer